Solvent

Next IRS payment due

Free tax calculators and guides for freelancers

Free tax calculators for freelancers and anyone paid on a 1099. Enter what you earned and see your tax on 2026 IRS rates, with every step of the math shown.

Estimate my quarterly taxes →

Free. No sign-up. Your numbers never leave your browser.

Self-employment tax, 2026

IRS rates
Taxable self-employment earnings$70,000 × 92.35%
$64,645.00
Social Security12.4% up to the $184,500 wage base
$8,015.98
Medicare2.9%
$1,874.71
Self-employment taxfor the year
$9,890.69

This is self-employment tax only. Federal income tax comes on top. The quarterly calculator adds both and splits them across your four payments.

Add income tax and get my quarterly payment →

Quarterly tax due dates for freelancers

  1. Q1Income from January to March
  2. Q2April and May
  3. Q3June to August
  4. Q4September to December

No withholding on 1099 pay
No one withholds tax from a 1099 payment. You owe self-employment tax, 15.3% for Social Security and Medicare, plus regular income tax, and you pay it yourself.

Federal tax only
Every rate comes from the IRS or the Social Security Administration and is listed under each calculator. If your state has an income tax, you pay that separately.

Get notified a week before each payment is due

The date and a link to the quarterly tax calculator. Four emails a year, nothing else.

Used only for these reminders. You confirm by email before the first one is sent.

Freelancer tax guides

Estimated payments, tax software, and what to do before each deadline. Every tax figure links to the IRS, the Social Security Administration or a state tax agency.

Nicolas Straut writes every calculator and guide

He's a personal and business finance writer and a former Forbes contributor. He has written about money for about ten years, including for the fintech companies NorthOne and Fundera. He files his own taxes as a freelancer. He isn't a CPA or an enrolled agent (EA). If your situation is complicated, talk to one.

How Solvent makes money →Read the guides →